Fixed Annuities

Multi-Year Guarantee Annuities

  1. “Lock In” current rates for the entire duration of the annuity contract
  2. Eliminate any risk of decreasing monthly rate for the contract
  3. Provide competitive return compared to other fixed rate products
  4. Control taxes
  5. Choose between monthly checks, free amounts, or compounded growth
  6. Principal guaranteed at all times

 

Bonus Annuities

  1. Maximize earning potential with an Immediate Increase to your account value
  2. Take advantage of rising interest rates with new renewal rates offered annually
  3. Control taxes
  4. Choose between monthly checks, free amounts, or compounded growth
  5. Principal guaranteed at all times

 

Income Annuities

  1. Create a guaranteed income stream that can never be outlived
  2. Guarantee income on single or joint life eliminating any risk of uncertainty
  3. Earn competitive interest while receiving monthly interest
  4. Principal guaranteed at all times

 

Indexed Annuities

  1. Earn returns that are linked to the gains of the equity markets without incurring any risk
  2. Lock in contract gains on regular intervals
  3. Reset index starting points to maximize return during uncertain markets
  4. Principal guaranteed at all times

 

Single Premium Immediate Annuities (SPIAs)

  1. Maximize guaranteed lifetime income without having ANY risk of outliving your money
  2. Receive tax efficient income while continuing to defer partial gains
  3. Guarantee income payment periods including life expectancy