People are living much longer today percentage wise. 85+ is the fastest growing segment of our population. In fact, many of us are living beyond 100!

While this is great news, we are faced with concerns with which past generations did not have to deal. It is becoming increasingly clear that we need to address planning differently than our parents and grandparents. An additional decade or two of life is a wonderful gift. It is also a reality for which you should plan.

There are financial, estate and health related issues many of us are not aware of or do not wish to think about now, that may become significant later. The knowledge of these issues, and planning for the possibilities, is the best way to protect quality of life and peace of mind for today… and tomorrow.

Setting up a solid plan for your future now can ensure that you retire comfortably and enjoy those extra decades. In addition, a solid plan allows you to leave as much as possible to your heirs while avoiding potential financial devastation later in life due to unexpected or unplanned circumstances.

The goal is to protect and preserve your assets to last the rest of your life and beyond…Check out the products we offer to help you reach that goal.

Fixed Annuities

  • Multi‐Year Guarantee Annuities
  • Bonus Annuities
  • Income Annuities
  • Indexed Annuities
  • Single Premium Immediate Annuities (SPIAs)

Life Insurance

  • Guaranteed Universal Life
  • Survivorship Universal Life
  • Fixed Indexed Universal Life
  • Simplified Issue Whole Life

Long Term Care (LTC)

  • Traditional Long Term Care Insurance
  • Universal Life with LTC Linked Benefit Plans
  • Fixed Annuities with LTC Benefits