Long Term Care

Traditional LTC Insurance

  1. Flexible premiums available
  2. Various coverage’s offered
  3. Spousal plans available


Universal Life with TLC Linked Benefit Plans

  1. Plan for future costs by leveraging dollars to provide for coverage when needed
  2. Accounts provide tax free benefits and are guaranteed at all times
  3. Transfer all unused amounts to beneficiaries completely tax free


Fixed Annuities with TLC Benefit Plans

  1. Utilize tax deferred annuities to pay for Long Term Care expenses
  3. Leverage account values to ensure coverage for care will be available when it is needed without any medical underwriting.